Membership Eligibility

Our field of membership goes beyond current and retired members of the armed forces to include their families and household members, Department of Defense personnel and more.

Active Duty, Retired & Veterans

Servicemembers in all branches of the armed forces are eligible for membership. This category includes:

Family Members

We know military families also serve in their own way. Immediate family members include:

Department of Defense Civilians

Our field of membership also covers DoD civilian personnel, who support our armed forces. This category includes:

Minor Membership

If you're an existing member and a parent, grandparent or guardian of a minor, sign in and share the gift of membership using our online minor membership application. Minor membership is open to:

Video Transcript for How to Join Navy Federal Credit Union

So you're thinking of joining Navy Federal Credit Union? Good news. If you're a servicemember, veteran of any branch of the armed forces or a Department of Defense employee, then you're eligible to join. Your immediate family and household members are also eligible.

To join, apply online, stop by a branch to apply in person, or give us a call. You'll need your personal information and a method to fund your account.

Text, Social security number, Driver's license or government ID, Credit card or bank account and routing number.

And when you do join, you can enjoy low fees market-leading rates, member-exclusive discounts, easy digital banking and award-winning service. Now, you're ready to join the Navy Federal community.

Text, Navy Federal Credit Union. Army, Marine corps, Navy, Air Force, Space Force, Coast Guard, Veterans. Our Members are the Mission.

Visit NavyFederal.org or call 1-888-842-6328 to join. Insured by NCUA. Images used representational purposes only, do not imply government endorsement. Message and data rates may apply. Visit NavyFederal.org for more information. Value claim based on Navy Federal's 2021 Member Giveback Study. NFCU copyright 2023.